![Tim Cross](http://a.storyblok.com/f/79953/2232x2232/fbc18d3caf/t-cross-2.jpg)
Tim Cross
Director
Tim has worked in the financial services sector for in excess of 35 years having worked for 22 years for Refuge Assurance. Having held a number of positions primarily in advisory and management roles at Refuge, he left in 2000 when he moved to Guernsey and became a Director of Gower Pensions Management Limited at its launch in 2007. He has achieved the PFS Diploma qualification.